To avoid this mistake, mark your calendar and set reminders. If you’re still working and have employer coverage, you may qualify for a Special Enrollment Period (SEP), allowing you to enroll without penalty.
This guide will cover the key aspects of Medicare Part D, including premiums, deductibles, copays, and formularies. We will also explore ways to avoid the “donut hole,” a coverage gap that can lead to high out-of-pocket expenses, and discuss financial assistance programs for those in need.
