Terms & Conditions

1. Use of This Website

• You must be at least 18 years old to use this website.

• You agree to use our website for lawful purposes only and not for any fraudulent or malicious activities.

• You may not attempt to gain unauthorized access to any portion of the site or our systems.

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2. Nature of Services

• We are a licensed insurance consulting firm, not a government agency or Medicare representative.

• Information provided on this website is for general educational purposes and should not be considered legal, tax, or investment advice.

• All Medicare plan information, benefits, premiums, and availability are subject to change by carriers and are dependent on your specific ZIP code and eligibility.

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3. No Government Endorsement

We are not connected with or endorsed by the U.S. government or the federal Medicare program. Official Medicare information is available at Medicare.gov or by calling 1-800-Medicare (TTY: 1-877-486-2048).

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4. Limitation of Liability

To the fullest extent permitted by law, Arnett Evans & Company LLC shall not be liable for direct, indirect, incidental, consequential, or special damages arising out of your use or inability to use this website or services.

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5. Accuracy of Information

We make reasonable efforts to ensure that information on this website is accurate and current, but we do not warrant or guarantee its completeness, timeliness, or accuracy. You are responsible for verifying plan details directly with the carrier or through official resources.

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6. Intellectual Property Rights

All content on this website, including text, graphics, logos, icons, and images, is property of Arnett Evans & Company LLC or its content suppliers and is protected by U.S. copyright and trademark laws. You may not copy, reproduce, distribute, or use our materials without our written permission.

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7. Links to Third-Party Sites

Our website may contain links to other websites. We are not responsible for content, security, or privacy practices of those sites.

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8. State Licensure

We are licensed to provide insurance consulting services in the following states:

• Florida License #: W595024

• Maine License #: PRN338037

• Mississippi License #: 10564716

• Michigan License #: 18885861

• Tennessee License #: 2414445

• Texas License #: 2456009

• NPN: 18885861

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9. Indemnification

You agree to indemnify and hold harmless Arnett Evans and Company LLC, AEC Insure, it's officers, employees, and affiliates from any claims, damages, liabilities, or expenses arising from your use of this website or services.

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10. Governing Law

These Terms are governed by the laws of the State of Mississippi (our resident state), without regard to its conflict of law provisions. Any legal action arising from these Terms must be brought in a court of competent jurisdiction in Mississippi.

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11. Changes to Terms

We may update these Terms at any time without prior notice. Contiued use of our Website constitutes your acceptance of the revised Terms.

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12. Contact Us

If you have questions about these Terms, please contact:

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Arnett Evans & Company LLC

Phone:901-657-4202

Email: a.evans@aecinsure.com