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Website Legal Disclosures & Consumer Notice

Arnett Evans and Company, LLC

Effective Date: July 23, 2025

Last Updated: July 23, 2025

1. Licensed Insurance Agency Notice

Arnett Evans and Company, LLC is a licensed independent insurance agency. Our agents are licensed to sell insurance products in the following states: Mississippi, Florida, Texas, Maryland, Michigan, and Tennessee. Licensing information can be verified with your state Department of Insurance.

We offer a range of insurance products, including life insurance, Medicare-related products, health insurance, and supplemental coverage. We are not affiliated with or endorsed by the U.S. government or any federal Medicare program.

2. No Carrier Affiliation or Endorsement

All content on this website is provided for informational purposes only and does not imply any direct or indirect endorsement by, or affiliation with, any specific insurance carrier or company unless explicitly stated.

All insurance product availability, terms, conditions, and benefits vary by insurance carrier, underwriting guidelines, and by state.

3. Solicitation of Insurance

This website and its forms may constitute a solicitation of insurance. By submitting a form on this website, you acknowledge and agree that you may be contacted by a licensed insurance agent regarding insurance products. This may include contact via phone call, text message, email, or other communication methods allowed by law.

4. TCPA & Consent to Contact

By submitting your information on this website, you expressly consent to receive communications from Arnett Evans and Company, LLC, and its licensed agents. These communications may include calls or texts using automated dialing technology or prerecorded messages, even if your number is on a state or federal Do Not Call list.

  • You are not required to provide this consent as a condition of purchasing any insurance product.

  • Message and data rates may apply.

  • You may revoke consent at any time by emailing compliance@aecinsure.com or replying “STOP” to any text message.

5. FCC & CAN-SPAM Compliance

We comply with the rules and regulations of the Federal Communications Commission (FCC) regarding electronic marketing and communications. All email communications include opt-out instructions, and we will honor all unsubscribe requests promptly in accordance with the CAN-SPAM Act.

6. Privacy & Use of Personal Information

We take your privacy seriously. Any personal information collected via this website (such as your name, phone number, email, age, ZIP code, or health-related information) is used solely for the purpose of providing you with insurance quotes, product information, or scheduling a consultation with a licensed agent.

We do not sell, rent, or share your personal information with unaffiliated third parties except as required to fulfill your request or comply with legal or regulatory requirements.

For more information, see our full Privacy Policy and Terms of Use.

7. Health Information and HIPAA Disclaimer

While we make every effort to protect your information, please be aware that our online forms are not intended to collect Protected Health Information (PHI) subject to HIPAA. However, any sensitive information you voluntarily submit will be handled in accordance with industry best practices and applicable privacy laws.

If you prefer, you may speak with an agent directly via phone or secure email.

8. Website Use and Content Disclaimer

The content on this website is intended for general informational purposes only and should not be considered legal, financial, or tax advice. Always consult a licensed professional for advice related to your individual circumstances.

We make reasonable efforts to ensure the accuracy of the information provided; however, we make no guarantees and assume no liability for errors or omissions.

9. Cookies and Tracking Technologies

This website uses cookies and similar tracking technologies to improve user experience, analyze website traffic, and provide relevant advertising. By using this site, you agree to the use of such technologies. You may disable cookies through your browser settings.

10. Third-Party Links & Content

Our website may contain links to third-party sites or embedded tools (such as quote forms or policy checkers). This disclosure or our privacy policy does not govern these external sites. We are not responsible for the content, privacy practices, or security of third-party websites.

11. Changes to These Disclosures

We reserve the right to modify this disclosure page at any time. Updated versions will be posted on this page with a new effective date.

12. Contact Us

For compliance inquiries, contact:

Compliance Officer
Arnett Evans and Company, LLC
Email: a.evans@aecinsure.com
Phone: 901-657-4202
Website: https://www.aecinsure.com

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© 2026 Arnett Evans and Company LLC. All rights reserved. AEC is a trademark and marketing brand of Arnett Evans and Company LLC.

We do not offer every plan available in your area.  Currently, we represent 10 organizations that offer 150 products in your area. Any information we provide is limited to those plans we do offer in your area. Please get in touch with MEDICARE.gov or call 1-800-MEDICARE (24hours/7days) or your local State Health Insurance Program (SHIP) to get information on all your options.

Plan features and availability may vary by service area. Arnett Evans and Company LLC, AEC Insure, is not a government entity, and neither does the owner(s), or company claim to be associated with any local, state, or federal governments outside of the licensure of writing agents or brokers through the Secretary of State in the given area in which agents/brokers are licensed to sell insurance products.

All insurance carriers that we represent, within the Medicare ecosystem, is a HMOs, and PPO plans with a Medicare contract. Our D-SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal. Plan features and availability may vary by service area. Participating healthcare providers are independent contractors and are neither agents nor employees of the carrier plans they accept, except in situations in which you are notified otherwise by the carrier. The availability of any particular provider can not be guaranteed, and provider network composition is subject to change. Every year, Medicare evaluates plans based on a 5-star rating system.

See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations, and conditions of coverage. Plan features and availability may vary by service area.

The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice before such a change when necessary from your plan's carrier.

Each carrier's brand name for insurance products issued by the subsidiary insurance companies is controlled respectively by the carrier and /or its company structure. None of the carriers we represent, nor Arnett Evans Jr, Arnett Evans and Company LLC, or AEC Insure, are connected with or endorsed by the U.S. Government, State and local government, and municipalities, or the Federal Medicare Program.

This site is owned and operated by Arnett Evans a licensed representative of all carriers presented during a booked one-on-one presentation and is not the official website of any carrier in which we represent.

Privacy | Legal Notices | Compansation Disclosure | Accessibility |

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