The Hospital Gap Explained
Even Medicare Part A and Affordable Care Act (ACA) plans leave out major expenses.
Don't let a 5-day stay cost you $10,000. Our Hospital Indemnity plans start at less than $1 a day and pay you cash directly to cover these exact gaps.
Hospital Indemnity Coverage
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
A hospital stay can be upsetting — to your health, your wallet, and your family. Even if you have other medical insurance, some costs may not be covered. That's when Hospital Indemnity insurance can provide peace of mind in your time of need. It compliments your existing health insurance by giving you cash to help with the costs your plan doesn't cover.
With a Hospital Indemnity Insurance Plan:
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There's no deductible, and you receive payment even if you have other insurance.
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You're paid directly, and you may use the payment however you want.
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Guaranteed issue if you're between the ages of 60 and 79 when you sign the application.
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7% discount on your premiums may be available if you live with another adult.
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There's no network of hospitals, so you can choose any hospital you like.
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You can make changes to your policy one time per calendar year.
If you're between the ages of 18 and 85, you can apply for Hospital Indemnity insurance. It pays you a cash benefit for each day you're in the hospital based on your choice of number of days and benefit amount.
