Terms & Conditions

Last updated: 10/23/2025

1. Acceptance of Terms

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By accessing or using the website located at www.aecinsure.com (the “Site”) and/or booking appointments through our Wix booking services, you agree to be bound by these Terms & Conditions (the “Terms”). If you do not agree with any part of these Terms, please do not use the Site or any services offered by AEC Insure.

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2. Who We Are & Scope of Services

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AEC Insure is a digital-first insurance brokerage serving clients in Mississippi (MS), Tennessee (TN), Maine (ME), Michigan (MI), Florida (FL), and Texas (TX). We specialize in helping Americans aged 55-65 transition into Medicare and related coverage plans. We act as your broker, not the insurer. We connect you with carriers, provide information, and assist in the enrollment process—but final coverage is subject to carrier approval, underwriting, and the terms of each policy.

 

3. Changes to Terms

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AEC Insure reserves the right to modify or update these Terms at any time without prior notice. We will post the updated Terms on the Site with a revised “Last updated” date. Your continued use of the Site or services constitutes your acceptance of the modified Terms.

 

4. Use of the Site

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You agree to use the Site and our services only for lawful purposes and in a manner consistent with all applicable laws and regulations. You will not:

• Provide false or misleading information;

• Attempt to disrupt or interfere with the Site or systems connected to it;

• Use the Site for any unauthorized or illegal purpose.

 

5. Booking & Appointment Services

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Our Site integrates Wix booking services to schedule consultations. When you submit an appointment request, you represent and warrant that any information you provide is true, accurate, current, and complete. You authorize AEC Insure to contact you by phone, email, and/or text regarding your appointment and insurance services.

 

6. Insurance Disclaimer & No Guarantees

 

The information provided on our Site and via our services is for educational and informational purposes only and does not constitute professional, legal, or financial advice, nor an offer to sell insurance. Actual insurance coverage is subject to the insurer’s underwriting, policy terms, exclusions, and state laws. AEC Insure does not guarantee employment of any particular insurance plan, premium rate, or benefit outcome.

 

7. Intellectual Property

 

All content on the Site—text, graphics, logos, images, and software—is owned by AEC Insure or its licensors and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or transmit any content without our prior written consent.

 

8. Links to Third-Party Sites

 

The Site may include links to third-party websites or services. We provide these links solely for convenience and do not endorse or assume responsibility for the content, practices, or policies of those external sites. Your access and use of third-party sites is at your own risk.

 

9. Limitation of Liability

 

To the fullest extent permitted by law, AEC Insure and its officers, agents, employees or affiliates shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of or inability to use the Site, your reliance on information provided, or your purchase of any insurance products through our brokerage services—even if we have been advised of the possibility of such damages.

 

10. Indemnification

 

You agree to defend, indemnify, and hold harmless AEC Insure, its officers, directors, employees, and agents, from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your breach of these Terms or your negligent or willful misconduct in using the Site or our services.

 

11. Governing Law & Dispute Resolution

 

These Terms shall be governed by and construed in accordance with the laws of the State of Mississippi (or specify appropriate state) without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved in the state or federal courts located within [insert county], MS (or the applicable jurisdiction) and you consent to personal jurisdiction and venue in those courts.

 

12. Severability & Waiver

 

If any provision of these Terms is found invalid or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permitted and the remaining provisions shall remain in full force and effect. No waiver by AEC Insure of any term or condition shall be deemed a further or continuing waiver of such term or condition or any other term or condition.

 

13. Entire Agreement

 

These Terms constitute the entire agreement between you and AEC Insure regarding your use of the Site and our services, and supersede all prior or contemporaneous communications and proposals (whether electronic, oral or written) between you and AEC Insure with respect to such subject matter.

 

14. Contact Us

 

If you have any questions about these Terms, please contact us at:
Arnett Evans and Company LLC Dba AEC Insure
MS-302 Horn Lake, MS 38637

info@aecinsure.com
901-657-4202