How to Choose the Right Insurance Supplement in Texas
With so many supplemental insurance options available, choosing the right coverage can feel overwhelming. Whether you have Medicare or an ACA health plan, the right supplement can help protect your savings and provide peace of mind,
AEC Insure is the guide that help Texans 45+ understand their options and choose coverage that fits their needs.
Understand what your current plan does NOT cover
Most major medical plans — including Medicare and ACA Marketplace plans — do not cover everything.
Common gaps include:
-
Hospital deductibles and coinsurance
-
High out-of-pocket maximums
-
Lost income during illness
-
Dental, vision, and hearing care
-
Funeral and end-of-life expenses
Before choosing a supplement, identify your financial exposure.
Identify Your Biggest Financial Risks
Ask yourself:
-
Would a hospital stay strain my savings?
-
Could I afford a cancer or stroke diagnosis?
-
Do I have dental, vision, and hearing coverage?
-
Would my family struggle with funeral expenses?
Your answer will point you toward the right type of supplemental coverage.
Compare the most common supplemental options
Not sure which supplement is right for you?
Supplemental plans vary by age, health, county, and plan availability.
A licensed agent can:
-
Review your current coverage
-
Identify gaps
-
Compare available options
-
Provide personalized recomendations
There is no one-size-fits-all solution.
Company: 901-657-4202
Email: a.evans@aecinsure.com
