Aetna Dental, Vision & Hearing Insurance in Texas
Complete Coverage Beyond Medicare
Original Medicare does not cover most routine dental, vision, or hearing services. Aetna's Dental Vision & Hearing plans — including Flex benefit options — help protect your health and your budget.
What Is Aetna Dental, Vision & Hearing (DVH)
Aetna DVH is a supplemental insurance plan that helps cover routine and major services not typically included in Original Medicare.
Depending on the plan selected, coverage may include:
Dental:
Hearing:
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Preventive exams and cleanings
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X-rays
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Fillings
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Crowns
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Dentures
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Hearing exams
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Hearing aids
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Fittings and adjustments
Vision:
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Eye exams
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Glasses
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Contact lenses
These plans are designed to help Texans 45+ manage out-of-pocket healthcare costs.
What Is the Flex Benefit?
Protect Your Dental, Vision, and Hearing Health
Some Aetna plans include a Flex benefit that provides a set allowance to use toward eligible expenses.
Depending on the plan, Flex funds may be used for:
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Dental services
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Vision services
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Hearing services
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Copayments
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Other approved health-related expenses
Flex benefits vary by plan and availability in Texas.
Why Texans Consider DVH Coverage
As we age, dental, vision, and hearing needs increase.
Common issues include:
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Gum disease
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Tooth loss
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Glaucoma
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Hearing decline
Without coverage, these services can cost thousands of dollars out of pocket.
Even Medicare Advantage plans and ACA health plans may have benefits limits. A standalone DVH plan can provide additional protection.
How It Works with Medicare
Original Medicare
Does not typically cover routine dental, vision, or hearing services.
Medicare Advantage
Some plans offer limited DVH benefits. A standalone Aetna DVH plan may help expand coverage depending on your eligibility.
This coverage works alongside your existing Medicare plan — it does not replace it.
What Does DVH Typically Cover?
Benefits vary by plan, but may include:
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$0 preventive dental exams (depending on plan)
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Coverage for basic and major dental services
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Annual vision exam benefits
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Eyewear allowances
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Hearing exam coverage
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Hearing aid benefits
Plan availability and coverage details vary in Texas.
Real Example
Robert, 67, in Dallas, has Original Medicare. He needed:
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A dental crown ($1,200)
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New glasses ($400)
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Hearing aid replacement ($2,000)
Without supplemental coverage, these expenses would have been fully out-of-pocket.
His Aetna DVH plan helped offset these costs, significantly reducing his personal expense.
Who Is This Coverage for?
Separate coverage to supplement your health care
Aetna Dental, Vision & Hearing plans are ideal for:
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Texans age 45+
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Medicare beneficiaries
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Individuals without employer dental coverage
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Retirees on fixed incomes
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Individuals planning ahead for routine care
If you want predictable costs for dental, vision, and hearing care, this coverage may help.
Aetna Dental, Vision, & Hearing Flex
Protect Your Smile, Sight & Hearing
Routine care today prevents larger health issues tomorrow.