Retired couple using a laptop together in a cozy home while reviewing Medicare plan options.

Turning 65? Don't Guess about your health care.

We help you cut through the noise to find the plan that protects your doctors and your budget. Get Your Custom Medicare Roadmap.

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Why Now?

Medicare is changing. Part B premiums are projected to rise, and many Part D formularies are shrinking. Missing your enrollment window can lead to lifetime penalties.

Speaking with a licensed broker can help keep you ahead of the lifecycle curve. Planning early for retirement is important, but many people don't know when to start planning for their health care before they reach age 65.

When approaching 65 everyone eligible for Medicare has an Initial Enrollment Period (IEP) here is a quick breakdown.

3 Months before 65

IEP begins and you're able to enroll in Original Medicare Parts A and Parts B for the first time.

Birthday Month

This is the middle of the road for your IEP. This is the benchmark point to make a health care decision.

3 months after

The end of your IEP. Be sure to elect our choice here to avoid lifetime penalties if you are enrolling in Medicare at 65.

Being an independent health insurance broker is more than a sale, it is a relationship that gives you a professional advisor.

Independent. Not Captive.

We compare multiple carriers so you get coverage that fits you — not a quota.

We explain before we enroll. Every recommendation includes a clear explanation of costs, networks, and trade-offs — so you feel confident.

You also get ongoing support — not a one-time enrollment. We review your plan annually to adjust for any changes that may have occurred within the year.

Speak with an agent

Direct Access to Your Agent

No call centers. No ticket numbers. Just direct communication when you need it.

Office: 901-657-4202

Email: a.evans@aecinsure.com

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How can we help?

By submitting this form, you agree to be contacted by a licensed insurance agent from AEC Insure by phone call, email, and/or text message regarding individual health products (ACA), Medicare Advantage, Medicare Supplement, and Prescription Drug Plan options. Message and data rates may apply. You may opt out of text communication at any time.

We do not offer every plan available in your area. Currently, we represent multiple organizations which offer numerous products in the states where we are licensed (MS, TN, ME, MI, FL, and TX). Please contact Medicare.gov, 1-800-MEDICARE, or your local State health Insurance Assistance Program (SHIP) to get information on all of your options

Consent is not a condition of enrollment.