The recent settlement involving Cigna over inaccurate provider directories, often called "ghost networks," has brought new attention to the challenges faced by health plans and employers under ERISA (Employee Retirement Income Security Act).

It’s important to clarify that the $6,000 senior deduction is separate from Social Security payments.

Retirement is a major life milestone that comes with important decisions, especially about where to live. Choosing the right place can impact your quality of life, finances, and happiness.

An insurance broker is a licensed professional who acts as an intermediary between you and insurance companies.

Medicare billing guidelines change regularly, and staying informed about these updates is crucial for seniors who rely on Medicare for their healthcare needs.

In this post, we will break down each option, their coverage, differences, and which might be the best fit for you based on your health, budget, and lifestyle.

Navigating the world of Medicare can be daunting. The many options and parts available often lead to confusion. This Medicare 102 installment aims to clarify how Medicare is structured and how each part contributes to providing essential healthcare coverage for adults aged 65 and older. By the end of this post, you will have a clearer understanding of Medicare Parts A, B, C, and D, empowering you to make well-informed choices about your coverage.

If you continue to work and have employer-sponsored coverage, you might qualify for a Special Enrollment Period (SEP) when you retire or lose that coverage. This allows you to enroll in Medicare without penalties, ensuring timely access to necessary healthcare.

Navigating healthcare options after 50 can feel overwhelming, but with the right information, you can make confident, informed decisions