Because older adults frequently hide financial victimization out of embarrassment or a fear that they will lose their independence if their family finds out, adult children must become observant detectives. Financial abuse always leaves a paper trail, but it also alters behavior.

You pay your premiums every month, so you assume you're "covered." But in 2026, the average silver-plan deductible has climbed, leaving a massive financial hole before your insurance even kicks in.